Articles Tagged with insurance company

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Huntsville, AlabamaEarlier this week, I saw a strange lawyer video. It was published by a settlement mill lawyer outside Alabama. In the video, this personal injury lawyer suggested injured people should hire her because she would “pester” the insurance adjuster with repeated calls for a settlement. This lawyer repeated over-and-over that she would pepper the adjuster with repeated phone calls to pester them into negotiating a settlement. I guess it was easy to make a quick TikTok video. But, what a terrible idea. If you want to get the most compensation possible for your clients, being a needy or desperate pest is a terrible idea.

I understand the frustration of hurt people after dealing with an insurance adjuster. Your calls are often ignored. I hear from people hurt in car accidents who are ghosted by an adjuster. I hear from people hurt in work-related accidents who cannot get the adjuster to respond and approve medical care. I’ve written multiple times on the topic. I’ve offered advice in some of my prior posts.

But, a lawyer pestering the adjuster is not the answer! Yet, it’s a practice of many settlement mill lawyers. Why? Their goal is a quick settlement. Their goal is not to get you the best settlement. It’s to get you the quickest settlement so they can move to the next claim. Settlement mill lawyers put quantity of settlements over quality of settlements. If you suffered a serious personal injury, you want the opposite. You want quality.

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Huntsville Workers Compensation AdvocatesAre you being watched? If you have an Alabama work comp claim, the insurance company may conduct surveillance on you. I often tell my injured clients — If the insurance company videos you, we will only see the 5 minutes when you felt good and looked unhurt. We’ll never see the hours of agony and pain.

My favorite surveillance story involves a work comp case I tried many years ago in Huntsville. The insurance company and its lawyer fought aggressively. On the eve of trial, they expected to win. They thought they had surveillance that would destroy our case. The video showed a man lifting big truck tires, loading his truck and performing some pretty heavy work. That sounds pretty bad when your case involves a lower back injury and significant physical restrictions. But, they had a huge problem! A huge problem! And, they did not know it. The guy on the video was not my client. It was the wrong guy. The video showed my client’s brother. Plus, we had proof my client was somewhere else on the day of the surveillance. It made for some fun courtroom action at trial. Nothing like bursting the insurance company’s bubble! We won the case for our injured client.

Over the years, I’ve dealt with surveillance issues many times. It’s not an issue in every case. Most of the time, it’s not an issue at all. But, it is something every lawyer should discuss with his injured client.

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Huntsville Car Accident LawyersI know. You are probably asking why a lawyer would reject a good case. But, many settlement mill lawyers do reject good cases. Why? These settlement mill lawyers are NOT willing to go to court. Sometimes, good cases require you to file a lawsuit. Sometimes, good cases require a little work.

We believe in case preparation. And, we believe in going to court when needed for our clients. We believe hard work builds the best results for our injured clients.

In recent weeks, I’ve written several posts discussing ways billboard settlement mill lawyers harm their injured clients. During the over two decades I’ve practiced personal injury law, I’ve received countless phone calls from people who have been victimized by a settlement mill lawyer. We have many excellent lawyers in our community. They have also seen and heard many horror stories of the harm caused by the few settlement mill lawyers smiling from billboards and televisions.

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Huntsville Accident LawyersYou are driving down the road. Maybe you’re heading down I-565 to work in Huntsville. You are thinking about work (or maybe thinking about the upcoming weekend). Bam! Suddenly, another car crashes into you. You’ve probably sat in rush hour traffic on I-565 many times for accidents involving other drivers. But, now it’s you.

What happens after a sudden car crash. Usually, people call 911. Sometimes, multiple people call 911. Police arrive and investigate. Paramedics may arrive and check for injuries. What if the police suddenly decide to stop investigating some car accidents? What if the police in Huntsville, Madison, or another northern Alabama city, suddenly decide to stop working car accident scenes? If I had asked the question a year ago, you would probably laugh. After all, we expect law enforcement to investigate and report car accidents. With current coronavirus risks, one huge police department is now making the decision not to investigate some crashes. That police department — Atlanta.

A few days ago, an Atlanta news channel reported the Atlanta police department would stop responding to some car crashes due to Covid-19 concerns. How will this law enforcement agency choose when to respond and when not to respond? According to the report, Atlanta police will stop responding to “non-injury” accidents during the coronavirus pandemic. When Atlanta area drivers call the police for a car accident, the dispatcher will ask if they are injured. The response to this question determines whether or not local police will respond.

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Insurance Claims

Is The Insurance Company Pulling The Strings?

I’ve been reading Bryan Stevenson’s book Just Mercy. Recent events across our country highlight the injustices described in this book and add to the immediate urgency for a more just system. It’s especially difficult to read Just Mercy when you are familiar with many of the cities and counties where the injustices in the book occurred. It’s also especially difficult to read the book when recent events across our nation remind (everyone) that systematic injustice and racism remain current events. Changes are needed.

When I started this blog several years ago, I committed to discussing solely personal injury issues. For the most part, I’ve kept that commitment. This week, it is especially difficult to do so. But, I’m going to try.

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Alabama Accident & Injury LawyersWhat Is A Personal Injury Demand Letter?

The days and months after a car accident can be difficult for someone with serious injuries. You are hurting. You are dealing with doctor appointments and medical bills. Maybe you hire an attorney to help with your claim.

If you hire an attorney to deal with the insurance company, you may not be familiar with the behind the scenes process. However, the personal injury demand letter is an important part of the process. Trust me, the quality of those letters (and often the amount of your later settlement) can vary tremendously between lawyers.

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Seriously injured in Alabama? Seek skilled legal advice before seeing insurance doctors. Our firm can help.The weeks and months following a serious work-related accident can be some of the most stressful in your life. One day you are fine. The next, you are hurt and unable to work. Medical treatment, long-term recovery, household bills, and job security, are the most important things in your mind.

Work comp should provide needed medical care without delay. That was the original intent. Yet, the system often fails. Insurance companies and their adjusters ignore doctor requests, fail to return your calls, and work to delay care. You suffer. I hear these complaints about adjusters on a daily basis. You are not alone in your frustration.

Many times, an adjuster or case nurse will suddenly call you out of the blue with an appointment for an “independent medical examination” by some new doctor. They may even tell you the visit is needed to understand treatment options. Don’t forget, the real goal of the insurance company is ALWAYS to save its money.

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Workplace Accident & InjuryRecently, someone asked us the following question:

If you get attacked while working, does workers comp pay?

That’s a good question. It is within our law firm’s area of personal injury. And, we have actually handled past work comp cases involving this issue. What’s the answer? The answer is a qualified yes. C’mon, you know tough legal issues rarely have absolute answers. The answer is, yes, an attack CAN be a work comp case. But, the details are very important.

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Why do people call a lawyer after a work-related accident? What reasons lead to calling an attorney? While sitting in court on a recent workers’ compensation case, I started thinking about this issue.

For me, former clients are the best source of referrals. Work hard for your clients. Care for your clients. Do the best job you can. But, let’s set aside referrals for this post. Let’s talk about injured workers who do not know any attorney. What reasons would lead an injured worker to consult any attorney at all? A serious accident or injury presents many issues that can be helped by competent legal advice. Most personal injury attorneys provide a free consultation. We do. We are happy to answer legal questions.

What are some of the most frequent problems encountered by injured workers that lead them to call an attorney? Here are a few frequent reasons that might lead to calling an attorney:

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Alabama Accident & Injury LawyersI recently read an article by attorney Edwin Lamberth titled “Beating the Malingering Defense” on his firm’s blog. Edwin is an excellent attorney practicing in Mobile, Alabama. I’ve discussed personal injury cases with Edwin on many occasions. His post raises a frequent issue in our personal injury cases.

What is the issue? What is the “malingering defense” used by insurance companies and their lawyers? As Edwin notes in his article, defense lawyers will rarely come right out and say your injured client is exaggerating or faking his injuries. If they did, you could prove them wrong and destroy their credibility. Instead, these insurance company lawyers will imply bad motives, cast doubt on the injured person’s efforts or suggest he may be exaggerating. While an outright accusation of malingering could be proven wrong, a hint or cloud of suspicion leaves doubt that is more difficult to defeat. That’s the plan followed by insurance defense lawyers.

How do you handle shadows of doubt cast by insurance company lawyers in your personal injury claim? Most lawyers for injured claimants ignore the shadow of doubt. But, that is the absolute worst approach in most cases. I agree with the advice offered by Edwin in his article.

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