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Articles Tagged with car accident

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Untitled-design-2-300x300During the month of April, safety groups focus on the issue of Distracted Driving. Nationwide, April is commonly referred to as Distracted Driving Awareness Month. At our office, distracted driving is a year-round focus. Many of our accident and injury cases involve distracted driving. While most involve a cell phone, not all do.

Has the coronavirus pandemic impacted distracted driving?

During the COVID-19 shutdowns, our roads saw far fewer cars. With school closures and remote workers, morning traffic in Huntsville looked very different. Pre-COVID, traffic coming into Huntsville over Monte Sano was bumper-to-bumper during rush hour. Not so during the shutdowns!

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Alabama Accident & Injury AttorneysAnother driver crashed into you. You are hurt and need help. Maybe you tried to deal with the adjuster yourself but have become frustrated! Maybe the adjuster made promises but now won’t return your phone calls. Should you consult a car accident attorney? I’ve written about that issue previously. If your injuries are minor (nothing beyond the ER) and the other driver is clearly at-fault, you can often settle those claims without a lawyer and save yourself money. The billboard and television lawyers begging for you to call will never tell you that. But, then again, those lawyers leave many clients with nothing in the end. If your injuries are significant (more than just a visit to the emergency room) or liability is disputed, a good lawyer can often make a big difference.

I’ve written several articles on this blog providing tips to help you in choosing the right Alabama personal injury attorney for your case. I won’t rehash all of them in this post. If you want some tips, search my archives.

If you suffered serious injuries, a good car accident attorney may be able to significantly increase the value of your case. If you required treatment beyond the emergency room, missed time at work or suffered a lingering injury, you should definitely talk with a skilled attorney. By skilled, I mean a lawyer who regularly prepares these cases for trial — Not the attorneys you see on billboards or the attorneys who handle everything.

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Alabama Accident & Injury LawyersLast week, Madison County re-started civil jury trials. After months of coronavirus shutdowns, it’s nice to be back at the courthouse. Now, I’m not writing to debate the wisdom of re-opening or not. I’m OK waiting longer for more vaccinations. Public health and safety should be our top priority. As a community, we should each take the steps needed to protect our neighbors. But, again, I’m not writing about the issue of shutdowns.

When the court did re-open this week in Huntsville, one of our car accident injury cases was number one on the docket. First up for trial! We prepare our personal injury cases. We’ve been prepared in this Huntsville accident case for months. Ready to go. It was good to finish the case for our client. Our client patiently waited through recent months as have so many other people.

Maybe you are asking — Why did the case not settle? While most cases eventually settle, some do not. Sometimes, cases should not settle. Maybe the insurance company adjuster ignored the extent of injuries or damages. Maybe the insurance company is taking advantage of courthouse closures to delay and deny justice.

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Untitled-design-6-300x300Congress is considering legislation to protect people with health insurance from receiving “surprise” medical charges. You know, the huge charges for receiving medical care out of your insurance company’s network. The proposed legislation would stop exorbitant and surprise emergency charges from out-of-network doctors and hospitals.

How Do Exorbitant Out-Of-Network Medical Charges Impact Alabama Accident Victims?

You have to laugh at some of the “legal” blogs ghostwritten by marketing people for law firms. They follow a formula. Step 1, express “horror” over some problem or injustice. Step 2, build-up the problem. Step 3, carefully avoid providing any information that would educate consumers. Otherwise, they may not call. Step 4, tell the reader he or she needs to call you as the keeper of solutions. Step 5, stuff the blog post with keywords that have nothing to do with the topic but may be important to your legal services. I disagree with this “formula.” I think blog posts should be authentic and should provide real information or opinions.

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Through the years, I’ve written numerous articles discussing ways insurance adjusters work to decrease or diminish the value of your claim. If you are looking for a specific topic, I encourage you to search the blog archives. We’ve addressed many accident and injury topics. If you cannot locate an answer to your questions, let us know. We are happy to discuss your issues.

Below, I’ve attached a recent slideshow detailing three simple tricks insurance adjusters use. The slideshow focuses on Alabama car accident injury claims. However, adjusters use many of the same tricks in workers’ compensation claims.

Here is our slideshow:

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DRUNK-DRIVING-A-LEADING-CAUSE-OF-HIGHWAY-ACCIDENTS-INJURIES-AND-DEATHS-IN-ALABAMA-300x169Impaired Driving. Is it increasing? In recent months, many families have faced tremendous issues. The impact of COVID-19 has been devastating. The risk of sickness. The loss of jobs and income. The ever-changing schedules for school and work. The isolation of social distancing. For years, I’ve seen the devastating impact of isolation in my injured clients suffering chronic pain and disability. With COVID-19, others are also now experiencing the impact.

When I read recently that several local Alabama law enforcement agencies have faced increasing issues with intoxicated drivers, I was not surprised. The crises facing many workers increases problems with alcohol over-consumption. During difficult times, issues with alcohol and drugs often increase.

Around Decatur, the Morgan County Sheriff’s Department recently reported that DUI arrests have increased 54% this year compared to last year. In Lawrence County, the Town Creek Police Chief reported DUI arrests have increased over 40% compared to last year. I discussed these statistics with a current car accident client who is also a police officer and he indicated many of his fellow officers noticed increasing issues. You can read a short article in the Insurance Journal reporting this issue by clicking HERE. That’s a significant increase. And, it means many more dangerous drivers are on Alabama roads.

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Blackwell Law Firm -- Alabama Accident & Injury AttorneysYou suffered a car accident caused by another driver. You are injured. Suddenly, you face many questions. How can I get needed medical care? Will I heal quickly? What happens if I lose my job because I’m hurt? How will I pay my medical bills? How will I deal with the insurance company?

Then, you speak with the insurance adjuster. The adjuster may promise to help you quickly. The adjuster may even promise to pay your medical bills. It happens all the time — The adjuster acts like they are ready to pay your bills and take care of you. Most of the time, it’s not true. Most of the time, the adjuster wants to buy time to protect the insurance company.

The adjuster wants you to provide a recorded statement OR to sign an authorization so the insurance company can dig through your medical records OR simply to string you along. The adjuster tells you information is needed to get you paid. Maybe it is. More likely, it’s an effort to investigate your claim and look for potential reasons to deny it.

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Alabama Accident & Injury AttorneysI recently wrote a post titled How Settlement Mill Lawyers Harm Car Accident Victims:  You Hired A LAWYER But Did NOT Receive One. In that article I discussed a real problem with settlement mill law firms. At settlement mill law firms, all the work and attention is performed by staff members instead of lawyers. Injury victims think they are getting a lawyer but they are not.

After writing that article, I read a Florida case where this issue almost cost a client tremendously. What happened? A car accident victim hired a law firm. The firm gathered his medical records. The firm then sent a quick demand letter to the insurance company, State Farm. Because the injured client’s bills were substantial, the firm intended to demand the full policy limits of $100,000. Oops! Instead, the firm’s letter demanded only $10,000 to settle the case. Apparently, the lawyer never read the demand letter. In settlement mill law firms, a “legal assistant” or “case manager” often writes and communicates with the insurance company. Where is the lawyer? That’s a good question. Some settlement mill firms function like assembly lines handling a volume of cases. The work product is bad. If you are hurt, you deserve to have a lawyer working your case. When State Farm received the letter offering to accept $10,000 instead of $100,000, it quickly responded by accepting in writing.

What a potential disaster! What happened next? The parties had to litigate the issue through Florida’s courts. In the end, an appellate court in Florida saved the client by holding that no settlement contract existed because of the mistake. The injured person dodged a terrible result and salvaged his case. The law firm dodged a terrible result and a potential malpractice issue.

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Huntsville Accident & Injury LawyersMany car accident injury cases are fairly straightforward. Liability and damages. Did the other driver negligently cause the collision? If so, were you injured? What is the extent of your injuries?

In recent weeks, I’ve written several posts about settlement mill lawyers. These billboard and television lawyers want a volume of those straightforward car accident and injury cases that they can quickly settle. Even when the case is straightforward, these settlement mill lawyers often harm their clients by not working to prepare cases for their maximum value. That’s important — Even when straightforward, putting the time and skill into developing and building the case can make a huge difference in the amount of damages recovered for an injured client. When our friends and neighbors suffer an injury, they deserve a lawyer who will provide personal attention and work on their case.

When you take a car accident claim and add common issues such as vehicle defects, commercial vehicles, underinsured drivers or uninsured drivers, you really are well-beyond claims that can be handled by settlement mill lawyers. These cases require work, preparation and a willingness to go to court when needed.

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Personal Injury Lawyer In HuntsvilleYou’ve seen and heard all the lawyer promises. From billboards to television, they ask you to call. Some of them even yell their requests. It’s really a terrible way to find a good personal injury lawyer. Instead, you should research your options. Talk to people you trust. Look for an attorney who will work hard to prepare your case.

For the last few weeks, I’ve been discussing several ways settlement mill law firms harm their clients. Settlement mills are those law firms that mass advertise for a volume of cases that can be quickly settled. For them, it’s not about the client relationship. It’s not about building a case for its maximum value and recovery. It’s all about volume.

In recent posts, I discussed the secret arrangements many advertising lawyers have with a specific chiropractor. Like an assembly line, clients are referred to a specific chiropractor who runs up medical bills. In the end, the client suffers. How? These clients do not get the real treatment needed. And, at the end of the case, they are left paying their settlement money to the chiropractor. I’m not attacking all chiropractors or lawyers – just the ones involved in this terrible practice.

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