Articles Tagged with subrogation

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Blackwell Law Firm - Huntsville Personal InjuryDo Alabama hospitals treat accident victims differently? The short answer is, YES. If you are an accident victim, you can pay the price for the hospital’s actions. An article published earlier this year in another state tells the story. That story is titled “Man says hospital went after car crash settlement instead of insurance.” That story leads with the following:

You can’t tell the difference in the emergency room. It happens when the hospital is ready to collect its money.

Many of us have some type of health coverage. Blue Cross. Medicare. Tricare. United Health. You assume the hospital will first submit the bill to your health coverage provider. After all, you paid for the coverage. The hospital may even have a contract with your health provider requiring it to submit the bill. Yet, hospitals often treat accident victims differently.

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Blackwell Law Firm
You were hurt on the job. You received workers’ compensation benefits. But, a third-party (someone outside your work) caused the accident. You want to pursue a personal injury claim against that third-party.

The workers’ compensation carrier has a lien against your personal injury case. Under Alabama law, your employer (and its insurance carrier) have certain rights to get their money back if you win your personal injury case. At our firm, we routinely represent clients in both workers’ compensation and other personal injury cases. We understand how these areas of the law interact.

What happens when your employer or its insurance carrier file a lien against the third-party negligence case? The issues can be complicated. How you (or your lawyer) handle these issues can tremendously impact your bottom line. I could discuss these issues in significant detail. But, here are four quick tips to consider when handling this type of case:

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I’ve written on several occasions about Alabama’s unique wrongful death law. Wrongful death claims in Alabama are very different. Chief among the issues that make Alabama wrongful death law different — only punitive damages are recoverable. You cannot recover compensatory damages for actual losses like medical costs.

Many lawyers advertise for wrongful death claims. Yet, they fail to understand fully the impact of Alabama’s unique law. And, this lack of understanding can have a tremendously negative impact on the overall recovery for clients.

An attorney’s entire preparation and trial strategy should be designed for the unique damages recoverable in Alabama. Yet, many attorneys prepare these cases as all other cases. That’s a mistake. It is short-sighted and costly for clients.