It’s not an Alabama car accident case. Rather, it’s a recent New Jersey case. Yet, it provides a valuable lesson for car accident victims in Alabama and elsewhere. Be careful what you sign! The case started as a car accident that left an innocent driver with personal injuries and car damage. Fortunately, the negligent driver who caused the crash had liability coverage.
The morning after the accident, an insurance claims adjuster called the injured driver and asked to “inspect” her damaged car. That’s OK. After getting permission, the claims adjuster arrived with “paperwork” to “expedite the property damage claim.” The injured driver signed the paperwork. Rather than property damage paperwork, the document was a general release of all claims. By signing, the injured driver released all her claims for both personal injury and property damage.
If you read some of our past articles, you know we believe accident victims can often resolve property damage claims without the need for a lawyer. The same is true for minor injury claims. Unfortunately, we have an entire industry of settlement mill lawyers smiling from billboards and skimming attorney fees from minor cases that could have been resolved without them.