This morning, workers’ compensation attorney Jon Gelman published an interesting note on his blog about a recent Medicare recovery case filed here in Alabama. The case involves the United States seeking to recover medical payments made by Medicare on behalf of several injured individuals.
This Alabama Medicare case raises an often misunderstood and complicated issue we must handle on a daily basis. Most injury victims have some type of health coverage that pays their medical bills. For many, coverage is provided by private insurance like Blue Cross. For others, government programs provide coverage. These government programs include Medicare, Medicaid, Tricare or the Veterans’ Administration. When we seek medical care, our particular coverage provides some level of payment. Each plan or program possesses unique rights to be reimbursed for their payments if an injured individual recovers compensation from some third party. So, you need to deal with these issues in your personal injury lawsuit.
Many personal injury attorneys seem concerned with simply signing the client and settling the claim. They want you to “call them” and they want to make a quick settlement with the insurance company. That’s it. It’s wrong. It’s bad for you.